... drop of 20.9% in 2020 due to restricted cross-boundary passenger movement, but the shift of focus towards protective products targeted at local residents has led to a rebound of 23% in the first half of 2021. The situation is slightly complicated for the general sector where underwriting profit...

..., if we assume all the borrowing cost would be paid upfront and at the point of buying the policy, the principal amount will then increase from $1 million to $1.3 million, and the “annual average rate of return” will drop to 7.7% ($300,000 ÷ $1.3 million ÷ 3 years...

...) decreased from 10% in 2017 to 2.3% last year. The drop was mainly driven by the slowdown in the life insurance markets in China and South Korea, which together made up 40% of the total regional premium pool. Quoting from Capgemini, wealth of high net worth individuals in the Asia-Pacific region decreased by...

...) decreased from 10% in 2017 to 2.3% last year. The drop was mainly driven by the slowdown in the life insurance markets in China and South Korea, which together made up 40% of the total regional premium pool. Quoting from Capgemini, wealth of high net worth individuals in the Asia-Pacific region decreased by...

...) decreased from 10% in 2017 to 2.3% last year. The drop was mainly driven by the slowdown in the life insurance markets in China and South Korea, which together made up 40% of the total regional premium pool. Quoting from Capgemini, wealth of high net worth individuals in the Asia-Pacific region decreased by...

... underlying fund of the investment choice, which may therefore result in a drop in the unit price of that investment choice. (8) Premium Holiday: Please check with your licensed insurance intermediary and the product documents whether and under what specific conditions a premium holiday (during which premium...

... underlying fund of the investment choice, which may therefore result in a drop in the unit price of that investment choice. (8) Premium Holiday: Please check with your licensed insurance intermediary and the product documents whether and under what specific conditions a premium holiday (during which premium...

... or even be lower than the total premiums paid. In some extreme cases, the account value may drop to zero. Remember to evaluate your risk- tolerance level before choosing an investment option. Check the fees and charges An ILAS involves different fees and charges, such as the cost of insurance...