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QDAP
... annuity commencement age, etc. As such, they are for reference only and shall not constitute an indication of future performance. In addition, the projected total IRRs include non-guaranteed portion of return, therefore such rates are not guaranteed and may be changed by the insurer from...
https://www.ia.org.hk/english/qualifying_deferred_annuity_policy/qdap_all.html -
Date: 2023-02-23
[PDF]
New_Regime_English.pdf
... behalf of insurance companies. Insurance agents Insurance brokers Get to know insurance intermediaries 1. The fulfillment ratio is the average ratio of non-guaranteed dividends/bonuses actually declared against the illustrated amounts at the point of sale. The higher the fulfillment ratio, the better the...
https://www.ia.org.hk/english/infocenter/files/New_Regime_English.pdf -
Date: 2021-12-14
[PDF]
New_Regime_English.pdf
... behalf of insurance companies. Insurance agents Insurance brokers Get to know insurance intermediaries 1. The fulfillment ratio is the average ratio of non-guaranteed dividends/bonuses actually declared against the illustrated amounts at the point of sale. The higher the fulfillment ratio, the better the...
https://www.ia.org.hk/english/infocenter/files/New_Regime_English.pdf -
Date: 2022-05-24
[PDF]
New_Regime_English.pdf
... insurance companies. Insurance agents Insurance brokers Get to know insurance intermediaries 1. The fulfillment ratio is the average ratio of non-guaranteed dividends/bonuses actually declared against the illustrated amounts at the point of sale. The higher the fulfillment ratio, the better the insurer...
https://www.ia.org.hk/english/infocenter/files/New_Regime_English.pdf -
Date: 2020-06-23
... accumulated at non-guaranteed interest rates or a non-guaranteed charge will be imposed for early withdrawal of prepayment. A3 Premium prepayment option under non-participating product itself would not be regarded as a participating product and hence would not be subject to the relevant requirements under the...
https://www.ia.org.hk/english/legislative_framework/files/Interpretation_Notes_to_GL28.pdf -
Date: 2020-09-24
... accumulated at non-guaranteed interest rates or a non-guaranteed charge will be imposed for early withdrawal of prepayment. A3 Premium prepayment option under non-participating product itself would not be regarded as a participating product and hence would not be subject to the relevant requirements under the...
https://www.ia.org.hk/english/legislative_framework/circulars/reg_matters/files/Interpretation_Notes_to_GL28.pdf -
Date: 2020-12-21
[PDF]
GL28_English.pdf
... YOUR POLICY. IT IS INTENDED TO SHOW THE PROPORTION OF ANY NON-GUARANTEED ELEMENTS AND THE IMPACT OF CHANGE OF SUCH ELEMENTS UNDER SPECIFIED SCENARIOS. IN NO WAY SHOULD IT AFFECT THE TERMS AND CONDITIONS STATED IN THE POLICY DOCUMENT. Proposal Summary for ABC product 1. Name of Life Insured: Age : Sex...
https://www.ia.org.hk/english/legislative_framework/files/GL28_English.pdf -
Date: 2020-09-24
... YOUR POLICY. IT IS INTENDED TO SHOW THE PROPORTION OF ANY NON-GUARANTEED ELEMENTS AND THE IMPACT OF CHANGE OF SUCH ELEMENTS UNDER SPECIFIED SCENARIOS. IN NO WAY SHOULD IT AFFECT THE TERMS AND CONDITIONS STATED IN THE POLICY DOCUMENT. Proposal Summary for ABC product 1. Name of Life Insured: Age : Sex...
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/files/Benefits_illustration.pdf -
Date: 2020-06-24
[PDF]
GL28.pdf
... YOUR POLICY. IT IS INTENDED TO SHOW THE PROPORTION OF ANY NON-GUARANTEED ELEMENTS AND THE IMPACT OF CHANGE OF SUCH ELEMENTS UNDER SPECIFIED SCENARIOS. IN NO WAY SHOULD IT AFFECT THE TERMS AND CONDITIONS STATED IN THE POLICY DOCUMENT. Proposal Summary for ABC product 1. Name of Life Insured: Age : Sex...
https://www.ia.org.hk/english/legislative_framework/circulars/reg_matters/files/GL28.pdf -
Date: 2019-11-29
[HTML]
The sales process in general
... Termination conditions Terms of the cooling-off period Proportion of non-guaranteed benefits and potential volatility You have to complete the application form and answer all the underwriting questions, such as your age, occupation and health condition....
https://www.ia.org.hk/english/participating_policy/sales_process.html -
Date: 2024-01-18