... following information must be disclosed in addition to the existing product disclosure requirements: (i) Objective(s) of buying the product is(are) clearly stated; (ii) Type and nature of the product is clearly stated (e.g. “The product is a long term insurance plan underwritten by [name of insurer] and is...

... of Mr To which gave rise to the MPFA’s decision involved his handling of client information, completion and submission of forms, and carrying on telephone calls with a financial services provider, being the same type of activities that a licensed insurance intermediary undertakes when carrying...

... Insurance Agent Licensed Technical Representative (Agent) Licensed Technical Representative (Broker) Licensed Insurance Broker Company Type Business Entity Individual Licensed Insurance Broker Transitional Arrangements for Deemed Licensees Commencement of New Regulatory Regime on 23 September 2019 Enhance...

... refer to the fulfillment ratio of a product series with the features that are similar to what you are interested in, such as the type of non-guaranteed benefits and product type. Reminder The fulfillment ratio may serve as a reference of past performance for policyholders, but...

... to encourage greater use of E- learning Activities, the cap on the number of CPD hours that can be obtained through Type 1 and Type 7 E-learning Activities for each Assessment Period is lifted permanently. This means that there is no longer any cap on the number of CPD hours to be earned through...

... Insurance Agent Licensed Technical Representative (Agent) Licensed Technical Representative (Broker) Licensed Insurance Broker Company Type Business Entity Individual Licensed Insurance Broker Transitional Arrangements for Deemed Licensees Commencement of New Regulatory Regime on 23 September 2019 Enhance...

... Payment Date Premium Applicable Levy Rate Premium x Levy Rate Maximum Levy* Levy Payable Remark HKD % HKD HKD HKD 1.1.2018 120,000 0.040 48.00 (40 x 18/12) 60.00 48.00 Maximum levy not reached 1.7.2019 120,000 0.060 72.00 (60 x 18/12) 90.00 72.00 Maximum levy not reached 1.1.2021 120,000 0.085 102.00 (85...

... 18/12) 60.00 48.00 Maximum levy not reached 1.7.2019 120,000 0.060 72.00 (60 x 18/12) 90.00 72.00 Maximum levy not reached 1.1.2021 120,000 0.085 102.00 (85 x 18/12) 127.50 102.00 Maximum levy not reached * Maximum levy = (Relevant Maximum Amount) x 18/12 months Case II: Long-term business policy...

... 18/12) 60.00 48.00 Maximum levy not reached 1.7.2019 120,000 0.060 72.00 (60 x 18/12) 90.00 72.00 Maximum levy not reached 1.1.2021 120,000 0.085 102.00 (85 x 18/12) 127.50 102.00 Maximum levy not reached * Maximum levy = (Relevant Maximum Amount) x 18/12 months Case II: Long-term business policy...

... 虧損淨額比率 須付的佣金淨額比率 管理開支比率 合計比率 (百萬港元) (%) 3 保險業統計數字概況 — 一般保險業務 保費（直接及分入再保險業務） 2018 年香港業務的毛保費收入總額（包括直接及分入再保險業務）增加 10.0%至 531.01 億港元，增幅為過去五年最大。毛保費收入總額增加主要由一般法律責任業務增長所帶動， 其次為意外及健康業務，兩者分別錄得 22.3%及 9.2%的保費增長。其他業務類别增幅為 1.3%至 8.4%。 2018 年，直接及分入再保險業務分別佔毛保費收入總額的 72.4%及 27.6%，而 2017 年的 佔比則為 74.9%及 25.1%。個别業務類别的...