... financial year ended 31 December 2020. I.3. The Prescribed Scenarios in this document are designed for a long term insurer to consider in its ORSA Report, the risk to its capital position of multiple severe events or stresses happening at the same time, and the management actions it would take in such...

... financial year ended 31 December 2020. I.3. The Prescribed Scenarios in this document are designed for a long term insurer to consider in its ORSA Report, the risk to its capital position of multiple severe events or stresses happening at the same time, and the management actions it would take in such...

... advise the customer accordingly. 3) The FNA must be clearly identified as a “Financial Needs Analysis” and must be signed and dated by the customer applicant(s). To facilitate the intermediary to properly carry out the analysis, the FNA form should also include the following: i) Personal particulars (of...

...: Connected device , data analytics , artificial intelligence… Customer Demand: Simple and affordable products, personalized and tailored insurance solution, simple and easy to become insured … What is Insurtech? 3 Applications of Insurtech Impact of Insurtech 4  Customers – more value-added auxiliary...

...) 3.2 (0.3) 1.5 (6.9) (5.2) (0.6) 321.1 200.4 117.7 96.3 60.2 50.3 40.6 37.0 21.0 24.2 15.4 10.5 2008 172.2 212.4 55.6 6.2 15.1 2.4 0.9 1.1 0.2 0.2 0.4 - 359.4 163.6 80.9 56.2 31.9 29.9 20.6 6.6 5.3 4.6 3.4 0.3 2009 72.3 84.5 22.8 0.3 1.6 1.3 0.1 (0.3) 1.3 0.4 - 203.6 68.2 33.1 16.1 10.6 6.3 5.1 3.3 1.4...

...  responses  to  “objectives”  in Q1 and/or “type(s) of  insurance products”  in Q2 of the FNA Form,  and not “target benefit/protection period” in Q3 due to the diversity and different  nature of insurance products available on the market.    The above are constructed as  illustration of certain possible...

...,389 72,880 - - - - - - 65,462 38 172,898 192 - 1,560 - - - - - - 138,170 - 123,870 - - - 7,402 - 15,269 23,482 - 33,517 - - - - - - 17,436 7,711 138,850 33 - 75 4,817 - 40,585 3,810 389 875 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 8,193 4,493 80,481 11 - 7...

...,159 - - - - - - - - - - - - 657,518 202,015 - - - - - - 499,522 317,070 - - - - 499,522 317,070 5,000 4,232 140 117 3,091 2,615 1,519 221 - - - - 19,942 13,990 103,320 61,268 836 714 52,576 40,538 3,444 1,627 - - - - 551,564 395,701 - - - - - - - - - - - - - - - - - - - - 341,270 72,381 - - - - 341...

... in the average net loss ratio (from 70.3% in 2018 to 72.3% in 2019). 12 Figure 14 Key Indicators — Top 25 Direct Motor Vehicle Insurers in 2019 Direct Employees’ Compensation Business Direct Employees’ Compensation (“EC”) business is part of General Liability business, contributing 66.2% to this line...

... 492,103 525,303 2,570 516,248 109,436 532,629 187,133 191,880 69,648 (11,017) 433,453 128,319 142,101 77 78,271 (17,552) 630,725 353,399 343,237 145,775 84,394 166,632 96,896 112,081 285 74,199 72,278 ㇐般法律責任 General Liability 7,216,639 5,082,701 4,757,186 1,194,693 818,215 4,548,655 2,924,442 3,120...