... called an underwriter5. An underwriter’s main duties include analysis of risks, determination of premium to be charged, provision of an insurance quote, determination of policy terms, and placement of reinsurance. 3.3. For the purpose of making an assessment of the risks associated with an insurance...

... products which provide surrender value not less than total premium paid at all times to be sold directly from an insurer or its Authorized Institution in the capacity as its agent to customers through digital distribution channel (e.g. webpage / mobile app) without recommendation. In such cases, the...

... and the express levels of fee or brokerage remuneration to be received by the Member are not included; or 7 (ii) for each and every other insurance transaction, in either the formal proposal or the quotation, cover note, the premium debit note or covering letter, whichever be issued earlier by the...

... use of telematics in motor insurance and wearable devices for health monitoring. There are immediate benefits for policy holders, e.g. lower premium or premium discount for good driving behavior and maintaining regular fitness activities. Following these developments, we may ask: how can we provide...

... use of telematics in motor insurance and wearable devices for health monitoring. There are immediate benefits for policy holders, e.g. lower premium or premium discount for good driving behavior and maintaining regular fitness activities. Following these developments, we may ask: how can we provide...

... use of telematics in motor insurance and wearable devices for health monitoring. There are immediate benefits for policy holders, e.g. lower premium or premium discount for good driving behavior and maintaining regular fitness activities. Following these developments, we may ask: how can we provide...

...  these  types of  products, the gift should be relevant to those products (e.g. a free medical check‐up)  and  should  not  be  excessive  relative  to  the  amount  of  premium  payable  for  those  products.    4.   Effective Date    4.1.   This Guidance Note applies with effect from 1 January 2014....

... replacement： a) You could be paying the policy set-up cost TWICE – the set-up cost is usually two years premiums or 10% of single premium of the basic life insurance policy replaced/to be replaced (This is for reference only; the Agent/Broker should advise you of the estimated loss for this replacement...

... replacement： a) You could be paying the policy set-up cost TWICE – the set-up cost is usually two years premiums or 10% of single premium of the basic life insurance policy replaced/to be replaced (This is for reference only; the Agent/Broker should advise you of the estimated loss for this replacement...

... implications of the replacement： a) You could be paying the policy set-up cost TWICE – the set-up cost is usually two years premiums or 10% of single premium of the basic life insurance policy replaced/to be replaced (This is for reference only; the Agent/Broker should advise you of the estimated loss for this...