... business relationship, source of wealth and funds • Senior management’s approval • Enhanced monitoring 33 Office of the Commissioner of Insurance The Government of the Hong Kong Special Administrative Region Chapter 4 Chapter 4 –– Customers not physically presentCustomers not physically present for for...

... business relationship, source of wealth and funds • Senior management’s approval • Enhanced monitoring 33 Office of the Commissioner of Insurance The Government of the Hong Kong Special Administrative Region Chapter 4 Chapter 4 –– Customers not physically presentCustomers not physically present for for...

... business relationship, source of wealth and funds • Senior management’s approval • Enhanced monitoring 33 Office of the Commissioner of Insurance The Government of the Hong Kong Special Administrative Region Chapter 4 Chapter 4 –– Customers not physically presentCustomers not physically present for for...

...,182 2,009 D 永久健康 Permanent health 0 3,654 0 29 0 33 0 1,843 0 0 0 5,559 E 聯合養老保險 Tontines 0 0 0 0 0 0 0 0 0 0 0 0 F 資本贖回 Capital redemption 0 0 0 0 0 0 0 0 0 0 0 0 總額 Total 9,499 206,830 1,235 79,445 623 35,971 2,292 9,425 0 29 13,649 331,700 註: Note: 香港長期保險業務的臨時統計數字 Provisional Statistics on Hong...

... 100.0 120.0 140.0 0 2,000 4,000 6,000 8,000 10,000 12,000 14,000 16,000 2014 2015 2016 2017 2018 分入再保險毛保費收入 虧損淨額比率 須付的佣金淨額比率 管理開支比率 合計比率 (百萬港元) (%) 2014 2015 2016 2017 2018 直接毛保費收入 (百萬港元) 3,933.8 4,077.5 4,100.3 4,169.3 4,307.7 承保利潤╱(虧損) (百萬港元) 33.8 (152.3) (198.8) (521.0) (441.0) 承保車輛數目 791,883 826,254...

... 2,900,135 230,591 5,067,586 676,136 D 永久健康 Permanent health 0 236,880 0 18,357 0 255,237 E 聯合養老保險 Tontines 0 0 0 0 0 0 F 資本贖回 Capital redemption 0 0 0 0 0 0 總額 Total 33,880,344 60,101,641 41,772,030 49,392,152 75,652,374 109,493,793 註: Notes: 離岸 Offshore 離岸指非持有或沒有披露香港身份證號碼的保單持有人的保單。 Offshore is any...

... 4.13.9, 6.20 & 6.22) Office of the Commissioner of Insurance The Government of the Hong Kong Special Administrative Region 18 Chapter 7 – STR 7.7 : Sufficient guidance for staff (including agents); ref annexes I & II for e.g. of suspicious transactions 7.19: MLRO; its roles (7.19-7.30, 7.33, 7.36...

...? Blockchain, AI, chatbots? I do not have the crystal ball, but these may be promising areas for further advancement of the Insurtech ecosystem in Hong Kong. Conclusion According to EY Fintech Adoption Index 2017, the average adoption of Fintech globally is 33%. For Hong Kong, the adoption rate is 32%, which...

...? Blockchain, AI, chatbots? I do not have the crystal ball, but these may be promising areas for further advancement of the Insurtech ecosystem in Hong Kong. Conclusion According to EY Fintech Adoption Index 2017, the average adoption of Fintech globally is 33%. For Hong Kong, the adoption rate is 32%, which...

... 4.13.9, 6.20 & 6.22) Office of the Commissioner of Insurance The Government of the Hong Kong Special Administrative Region 18 Chapter 7 – STR 7.7 : Sufficient guidance for staff (including agents); ref annexes I & II for e.g. of suspicious transactions 7.19: MLRO; its roles (7.19-7.30, 7.33, 7.36...