...：[email protected] A B 1 2 3 合適與否 保障金額 負擔能力 仔細考慮你需要甚麼財務保障，並選擇最 切合你個人目標及需要的保障範圍。 評估你的財務能力，特別是購買保費期較長 的人壽保險。因為較長的保費期可能會對你 的財務狀況造成負擔。你購買人壽保險前， 宜先利用「財務需要分析」來幫助了解你的 財務能力。 4 產品比較 比較各家保險公司所提供的產品並作出評估， 從而選擇最切合自己需要的保障。不要只著眼 於保費金額。保費多寡，通常與保障範圍和條 款相關。如有需要，你可向保險公司或保險中 介人查詢。 慎重釐定投保金額。一般保險（如財產險）的 投保額應與受保財物的重置價值相符。至於人 壽保險的投保額，應能足夠...

... Understanding Medical Insurance Tips on applying for insurance 1. Apply early An applicant’s age, habits of smoking or heavy drinking, health condition and medical history are all important factors considered by insurers when...

... Online self-service insurance Points to note 1. Cyber security Protect your personal data privacy To keep your personal data safe, do not apply for insurance through public Wi-Fi, a public computer, unknown or...

... Understanding a Participating Policy How to choose a participating policy 1. Assess your personal needs You should carefully examine your objectives and protection needs before taking out a participating policy. If you would like to...

... October 2011) to insurers of asking for Brokers Declaration on remuneration. Members shall start preparing for the implementation, which may include:- (1) Joint compliance, legal and operational executive review of the implications; (2) Legal compliance consideration and recommendation for internal...

... Characteristics of an effective AML/CFT System Characteristics of an effective AML/CFT System Dickson Chui Senior Manager (Enforcement) – Anti-Money Laundering 9 October 2014 1 Disclaimer • This part of presentation aims to raise the audience’s awareness of the characteristics of an effective AML...

... 1 Annual Conference of The Hong Kong Confederation of Insurance Brokers 26 October 2017 Opening Address by Mr John Leung CEO of the Insurance Authority Chairman Rath, Ladies and Gentlemen, I am delighted to join you again at the CIB Annual Conference – this time in my new capacity as the CEO of...

... - 1 - Annual Reception of the Hong Kong Federation of Insurers 24 April 2017 Speech by Dr Moses Cheng, Chairman, Insurance Authority Chairman Ronnie, honoured guests, colleagues and friends, ladies and gentlemen, Good evening! 2. It gives me great pleasure to join you all this evening and I thank...

... 1 Annual Conference of The Hong Kong Confederation of Insurance Brokers 26 October 2017 Opening Address by Mr John Leung CEO of the Insurance Authority Chairman Rath, Ladies and Gentlemen, I am delighted to join you again at the CIB Annual Conference – this time in my new capacity as the CEO of...

... - 1 - Annual Reception of the Hong Kong Federation of Insurers 24 April 2017 Speech by Dr Moses Cheng, Chairman, Insurance Authority Chairman Ronnie, honoured guests, colleagues and friends, ladies and gentlemen, Good evening! 2. It gives me great pleasure to join you all this evening and I thank...