... insurance pricing more transparent or opaque. Also, what if a client makes a mistake in disclosing his information inadvertently when applying for insurance 100% digitally, will it be tantamount to failing the utmost good faith test? There could be no intermediary around to serve as a witness in the...

...,612 (116,345) 8,768,664 6,267,780 5,994,471 1,580,720 1,025,926 4,181,624 3,032,416 3,521,642 39,633 1,196,594 210,676 2,246,087 1,127,956 1,150,659 445,567 127,974 575,125 212,666 450,732 1,011 374,598 196,344 137,074 125,625 100,662 10,621 10,107 53,791 52,636 42,701 (52) 7,722 40,184 486,191 410...

... Non-Executive Directors 陳家殷先生 , JP Samuel Chan Ka-yan, JP 62,581 陳偉森教授 Professor Chan Wai-sum 62,581 張鳳婷女士 Chitty Cheung Fung-ting 62,581 郭振華先生 Kenneth Kwok Tsun-wa 62,581 馬豪輝先生 , SBS, JP Ma Ho-fai, SBS, JP 62,581 王建國先生 James Wong Chien-kuo 62,581 姚建華先生 Stephen Yiu Kin-wah 62,581 財務報表附註 NOTES TO THE FINANCIAL...

... Non-Executive Directors 陳家殷先生 , JP Samuel Chan Ka-yan, JP 62,581 陳偉森教授 Professor Chan Wai-sum 62,581 張鳳婷女士 Chitty Cheung Fung-ting 62,581 郭振華先生 Kenneth Kwok Tsun-wa 62,581 馬豪輝先生 , SBS, JP Ma Ho-fai, SBS, JP 62,581 王建國先生 James Wong Chien-kuo 62,581 姚建華先生 Stephen Yiu Kin-wah 62,581 財務報表附註 NOTES TO THE FINANCIAL...

... Non-Executive Directors 陳家殷先生 , JP Samuel Chan Ka-yan, JP 62,581 陳偉森教授 Professor Chan Wai-sum 62,581 張鳳婷女士 Chitty Cheung Fung-ting 62,581 郭振華先生 Kenneth Kwok Tsun-wa 62,581 馬豪輝先生 , SBS, JP Ma Ho-fai, SBS, JP 62,581 王建國先生 James Wong Chien-kuo 62,581 姚建華先生 Stephen Yiu Kin-wah 62,581 財務報表附註 NOTES TO THE FINANCIAL...

... (referred to here as Mainland vehicle insurance). According to Article 86 of the Road Traffic Law, motor vehicles are only authorized for use on public roads provided that they are insured under a third party policy. RELEVANT REGULATIONS HONG KONG MAINLAND MACAO HKD 100 million RMB 122,000 Varies for...

... a 100% online insurer without any conventional marketing channels such as agents, banks or brokers. There are advantages in having more new insurance companies selling products through digital channels, such as online or mobile applications, in terms of product development, delivery, customer...

... capital amount and net asset amount from $100,000 to $500,000 and imposing minimum accounting disclosures for their broking business. Thirdly, the IA is now empowered to handle complaints related to the conduct of insurance intermediaries, conduct investigations into alleged non-compliance cases, and take...

... a 100% online insurer without any conventional marketing channels such as agents, banks or brokers. There are advantages in having more new insurance companies selling products through digital channels, such as online or mobile applications, in terms of product development, delivery, customer...

... capital amount and net asset amount from $100,000 to $500,000 and imposing minimum accounting disclosures for their broking business. Thirdly, the IA is now empowered to handle complaints related to the conduct of insurance intermediaries, conduct investigations into alleged non-compliance cases, and take...