... product and the fact that the customer has a cooling-off period (see further paragraph 7 below); (h) “Linked long term business” refers to contracts of insurance in Class C (Linked long term) of Part 2 of Schedule 1 to the Ordinance. In this Guideline, a reference to an “ILAS product” or “ILAS policy” is...

... product and the fact that the customer has a cooling-off period (see further paragraph 7 below); (h) “Linked long term business” refers to contracts of insurance in Class C (Linked long term) of Part 2 of Schedule 1 to the Ordinance. In this Guideline, a reference to an “ILAS product” or “ILAS policy” is...

... between all levels within the insurer; (g) Internal procedures to review the appropriateness of the investment policies and procedures in place; (h) Rigorous and effective audit procedures and monitoring activities to identify and report weaknesses in investment controls and compliance; (i) Procedures to...

... is necessary. Will you obtain any cash value upon surrendering your existing policy? In the first few years of a life insurance policy, the cash value is usually very small or insignificant compared to the premium paid. (h) Will you be subject to a higher premium rate or a longer premium payment...

... is necessary. Will you obtain any cash value upon surrendering your existing policy? In the first few years of a life insurance policy, the cash value is usually very small or insignificant compared to the premium paid. (h) Will you be subject to a higher premium rate or a longer premium payment...

...,090 423,646 399,614 390,259 390,265 14 Figure 17 Key Indicators — Top 25 Direct EC Insurers in 2019 Accident & Health (Direct Business) Accident & Health (“A&H”) business, the largest line of business in terms of GWP, accounted for 40.9% of direct business GWP in 2019. A&H business has experienced...

... disciplined or his/her membership revoked by any bodies of insurance brokers?  Yes  No If yes, give full particulars: G. Does the relevant person hold any business licence(s), such as investment advisor/dealer/exempt dealer, money lender etc.?  Yes  No If yes, give full particulars: H. Has any application...

... any bodies of insurance brokers?  Yes  No If yes, give full particulars: 5 G. Does the relevant person hold any business licence(s), such as investment advisor/dealer/exempt dealer, money lender etc.?   Yes  No If yes, give full particulars: H. Has any application of the relevant person for...

... disciplined or his/her membership revoked by any bodies of insurance brokers?  Yes  No If yes, give full particulars: G. Does the relevant person hold any business licence(s), such as investment advisor/dealer/exempt dealer, money lender etc.?  Yes  No If yes, give full particulars: H. Has any application...

... any bodies of insurance brokers?  Yes  No If yes, give full particulars: 5 G. Does the relevant person hold any business licence(s), such as investment advisor/dealer/exempt dealer, money lender etc.?   Yes  No If yes, give full particulars: H. Has any application of the relevant person for...