... reinsurers when they consider ceding business offshore. Hong Kong is also an ideal location for Mainland companies, and especially state-owned enterprises (“SoEs”), to set up captive insurers. Having a captive insurer in Hong Kong can help a Mainland group pool the risks among its subsidiaries and associates...

..., with the exception of pure reinsurers. A pure reinsurer is required to give only one set of financial projections on a “realistic estimate” basis. As regards a captive insurer, only projections on premium income and claims outstanding for the first three years of operation are required. 29. For an...

..., with the exception of pure reinsurers. A pure reinsurer is required to give only one set of financial projections on a “realistic estimate” basis. As regards a captive insurer, only projections on premium income and claims outstanding for the first three years of operation are required. 29. For an...

...  insurance protection, policy fees and charges.  部份保費撥入保單賬戶，其價值是參照用以認購自行選擇的投資 項目的價值而釐定，；其餘的保費則會用來購買壽險保障和支付 相關費用。    Can I stop or change the amount of premium payment after the policy  has been issued?  保單生效後，我可否停止供款，或改變供款金額? Bullet point 1 –  第一點– You  can  stop  payment;  however,  it may  attract  a...

... after the point of sale; (c) reducing the risk of sales which are not appropriate to customers’ needs; (d) ensuring that any advice given is of a high quality; and 3 (e) managing the reasonable expectations of customers. 3.4 This Guideline aims to set out the proper standards of conduct and business...

... regular-premium policy to be recommended, or whether the client could afford to set aside a lump sum of liquid assets for the specified term of a single-premium policy. Special attention should be given to clients who are dependent financially on other person or with an unstable income, e.g. dividends/interest of...

... is necessary. Will you obtain any cash value upon surrendering your existing policy? In the first few years of a life insurance policy, the cash value is usually very small or insignificant compared to the premium paid. (h) Will you be subject to a higher premium rate or a longer premium payment...

... is necessary. Will you obtain any cash value upon surrendering your existing policy? In the first few years of a life insurance policy, the cash value is usually very small or insignificant compared to the premium paid. (h) Will you be subject to a higher premium rate or a longer premium payment...

... conclusions on two sets of rules for implementation of the new statutory regulatory regime for insurance intermediaries. The first set of rules, the Insurance (Maximum Number of Authorized Insurers) Rules, stipulate a cap on the number of insurers which a licensed individual insurance agent or...

... worthwhile learning more about the different features of both group medical insurance and individual medical insurance - including the coverage, benefit limits, deductible options and premium levels - so you can assess your needs for taking out an individual medical insurance policy and choose a plan that...