... 主席的話 Chairman’s Message 第一章 保險業監管局 Chapter 1 About the Insurance Authority 第二章 機構管治 Chapter 2 Corporate Governance 第三章 2016-17年度主要工作 Chapter 3 Major Initiatives in 2016-17 第四章 展望 Chapter 4 Outlook 報告及財務報表 Reports and Financial Statements 附錄 Appendices 2 6 10 14 20 24 44 目錄 Contents 2 保險業監管局 Insuran...

... 主席的話 Chairman’s Message 第一章 保險業監管局 Chapter 1 About the Insurance Authority 第二章 機構管治 Chapter 2 Corporate Governance 第三章 2016-17年度主要工作 Chapter 3 Major Initiatives in 2016-17 第四章 展望 Chapter 4 Outlook 報告及財務報表 Reports and Financial Statements 附錄 Appendices 2 6 10 14 20 24 44 目錄 Contents 2 保險業監管局 Insuran...

... Business UPR & UER Ratio1 Outstanding Claims Provision Ratio2 Technical Reserve Ratio3 2013 % 2014 % 2013 % 2014 % 2013 % 2014 % Accident & Health 29.6 31.3 19.4 18.1 49.0 49.4 Motor Vehicle 45.8 45.2 111.8 111.2 157.6 156.4 Property Damage 60.7 61.5 80.7 80.6 141.4 142.1 General Liability 61.2 59.1 167.5...

... Business UPR & UER Ratio1 Outstanding Claims Provision Ratio2 Technical Reserve Ratio3 2013 % 2014 % 2013 % 2014 % 2013 % 2014 % Accident & Health 29.6 31.3 19.4 18.1 49.0 49.4 Motor Vehicle 45.8 45.2 111.8 111.2 157.6 156.4 Property Damage 60.7 61.5 80.7 80.6 141.4 142.1 General Liability 61.2 59.1 167.5...

... Business UPR & UER Ratio1 Outstanding Claims Provision Ratio2 Technical Reserve Ratio3 2013 % 2014 % 2013 % 2014 % 2013 % 2014 % Accident & Health 29.6 31.3 19.4 18.1 49.0 49.4 Motor Vehicle 45.8 45.2 111.8 111.2 157.6 156.4 Property Damage 60.7 61.5 80.7 80.6 141.4 142.1 General Liability 61.2 59.1 167.5...

... parties. As a benchmark, however, we aim to conclude 80% of complaints that we receive# within six months. # NOTE: We measure the six-month period as follows: The period begins on the date we receive from the complainant his / her written consent and supporting...

... up to 80-90% of the required premium (subject to the individual insurance product and /or financial institution), scale up their insurance policy value with the same amount of principal. So long as the policy return is greater than the loan interest, the policy holders can profit from the spread, or...

... So wide-ranging and embedded is the “treating customers fairly” principle in the insurance regulatory framework – it is referenced over 80 times in the Insurance Ordinance, Guidelines and Codes of Conduct -  it is impossible in the scope of a single article to identify all its...

...,524 640,826 604,605 160,522 108,720 955,080 377,864 439,694 98 166,132 (110,039) 其他 Others 8,017 3,640 3,464 1,119 9 1,421 814 1,317 0 721 1,417 837,171 494,567 486,905 98,668 55,513 435,743 227,500 226,454 705 123,471 80,762 財產損壞 Property Damage 4,298,804 1,941,978 1,962,088 1,078,864 527,586 1,315...

... Management Expenses 農銀 ABCI 244,234 43,641 44,145 80,002 (303) 107,778 14,688 36,300 439 21,088 美國安泰 Aetna 304,604 300,487 229,319 26,553 26,446 131,935 131,935 173,506 (2,115) 21,821 友邦（香港） AIA (HK) 148,655 148,655 148,897 19,899 19,899 95,175 95,175 97,334 0 4,348 友邦（國際） AIA International 1,685,057 1,310...