... permitted under the law, to interfere with the pricing of insurance products. But we have a duty under the Insurance Companies Ordinance to ensure the long term stability of the insurance industry and protect the interest of policyholders. Wide fluctuation of premium is certainly not in the interest of...

... permitted under the law, to interfere with the pricing of insurance products. But we have a duty under the Insurance Companies Ordinance to ensure the long term stability of the insurance industry and protect the interest of policyholders. Wide fluctuation of premium is certainly not in the interest of...

... permitted under the law, to interfere with the pricing of insurance products. But we have a duty under the Insurance Companies Ordinance to ensure the long term stability of the insurance industry and protect the interest of policyholders. Wide fluctuation of premium is certainly not in the interest of...

... permitted under the law, to interfere with the pricing of insurance products. But we have a duty under the Insurance Companies Ordinance to ensure the long term stability of the insurance industry and protect the interest of policyholders. Wide fluctuation of premium is certainly not in the interest of...

... duty under contract and at common law on an insurance agent to have to obtain consent from existing appointing insurers before accepting an additional appointment from a new insurer. With regards to the requirements to report certain matters impacting a licensed insurance agent (winding up, bankruptcy...

... duty under contract and at common law on an insurance agent to have to obtain consent from existing appointing insurers before accepting an additional appointment from a new insurer. With regards to the requirements to report certain matters impacting a licensed insurance agent (winding up, bankruptcy...

... these heavy savings and investment elements can overshadow the actual insurance aspects, and at worst, can reduce the ability of the life insurance policy to hedge mortality risk. But why pay attention to mortality risk? Is understanding the mortality protection gap (“MPG”) that important? The MPG...

... these heavy savings and investment elements can overshadow the actual insurance aspects, and at worst, can reduce the ability of the life insurance policy to hedge mortality risk. But why pay attention to mortality risk? Is understanding the mortality protection gap (“MPG”) that important? The MPG...

... or those who may not be able to make independent investment decisions on complex investment products, particularly products with long maturity periods or which attract heavy penalties on early redemption or withdrawal. The treatment of customers choosing to deviate in any respect from the RPQ process...