... 31% Business or Operations 18% Services 15% Insurance Intermediary against Insurer 3% Others 1% Total: 778 CONDUCT IN FOCUS 4 When licensed insurance agents leave their appointing insurers Licensed individual insurance agents are one of the main points of contact between the insurer they represent...

... personal financial position and ability to pay for the policy. Do not take out an insurance policy simply because of a promotion or discount. https://tool-insurance.ifec.org.hk/en/main/index.jsp Answer the online underwriting questions carefully 4 Read the policy terms and make sure you understand what...

... of the conversation will involve personal data, which may be leaked to a third party. • Don’t use public Wi-Fi or public computers. 3 Dos and don’ts of virtual onboarding via video conference Don’ts Connect to safe Wi-Fi 4 Read the disclaimer carefully before logging in to the video conference. • A...

.../UCuves9uqEFh18Tk4no6865w https://www.ia.org.hk/en/index.html ...

...：[email protected] A B 1 2 3 合適與否 保障金額 負擔能力 仔細考慮你需要甚麼財務保障，並選擇最 切合你個人目標及需要的保障範圍。 評估你的財務能力，特別是購買保費期較長 的人壽保險。因為較長的保費期可能會對你 的財務狀況造成負擔。你購買人壽保險前， 宜先利用「財務需要分析」來幫助了解你的 財務能力。 4 產品比較 比較各家保險公司所提供的產品並作出評估， 從而選擇最切合自己需要的保障。不要只著眼 於保費金額。保費多寡，通常與保障範圍和條 款相關。如有需要，你可向保險公司或保險中 介人查詢。 慎重釐定投保金額。一般保險（如財產險）的 投保額應與受保財物的重置價值相符。至於人 壽保險的投保額，應能足夠...

... policies, Financial Needs Analysis is a good tool to help. 4 Compare products Compare products provided by various insurance companies. It is wise to evaluate the variety of products o�ered and select the one that is most suitable to you. Don’t just look at the premium amount. The di�erence in premiums...

... and diverse - it covers 45 million square kilometres or 30% of total land area on this planet, and is the home to 4.5 billion people or roughly 60% of the global population. There are 48 nations with different cultural backgrounds, religious beliefs and states of development. As a local guy born and...

... Columbia. We may not have experienced such incidences first-hand, 4 but Hong Kong being shut down twice within a week in October because of typhoon signal number 8 could not possibly escape your attention. These extreme weather events demand top priority and determined action. The insurance industry is...

... statutory functions • Self-regulatory regime for intermediaries remains unchanged Phase 3 • Within 2 years after 26 June 2017 • Takeover of the direct regulation of intermediaries 4 Key statutory functions Regulate insurers and insurance intermediaries Promote proper conduct and practices Conduct studies...

... of 2018. 1 Prof Juliana Chan (陳重娥教授), Department of Medicine & Therapeutics, CUHK, spoke on “醫療健 康與科技發展” at the Inaugural Harbour Summit. - 4 - For the Fast Track, we provide a dedicated queue to expedite and streamline the whole authorisation process. We believe this would encourage insurance...