... passenger. Case 7 “Winter-sports” are generally excluded from personal accident insurance The insured sustained an accident while engaging in ice-skating with his son in a shopping complex in Hong Kong. He was granted a total of 67 days’ sick leave due to fracture of the left tibia and fibula. 1/19 As the...

... sports (mountaineering, winter sports, etc.) and aviation, other than as a fare-paying passenger. Case 7 “Winter-sports” are generally excluded from personal accident insurance The insured sustained an accident while engaging in ice-skating with his son in a shopping complex in Hong Kong. He was granted...

... passenger. Case 7 “Winter-sports” are generally excluded from personal accident insurance The insured sustained an accident while engaging in ice-skating with his son in a shopping complex in Hong Kong. He was granted a total of 67 days’ sick leave due to fracture of the left tibia and fibula. 1/19 As the...

... facilitate your understanding of the subject and to make your learning more interesting. The decisions you will find in those cases were based on their particular facts, including the actual wording used in the insurance policies in question. Some of these cases are decided cases of the Insurance Claims...

... (“VHIS”) fully launched, i.e. offered to consumers, on 1 April 2019, individual hospital insurance consumers are now given the choice of buying indemnity hospital insurance plans certified by the Food and Health Bureau (“FHB”) under the VHIS (“Certified Plans”). Certified Plans offer policyholders a...

... 50 4. Supervisory Developments for Insurance Intermediaries 67 5. Consumer Protection 72 6. Organisation and Management 83 Appendices 88 Calendar of Events 2013 114 This Annual Report covers the events occurred from 1 January 2013 to 31 December 2013. Currency and Exchange Rate All dollars expressed...

... 50 4. Supervisory Developments for Insurance Intermediaries 67 5. Consumer Protection 72 6. Organisation and Management 83 Appendices 88 Calendar of Events 2013 114 This Annual Report covers the events occurred from 1 January 2013 to 31 December 2013. Currency and Exchange Rate All dollars expressed...

... 50 4. Supervisory Developments for Insurance Intermediaries 67 5. Consumer Protection 72 6. Organisation and Management 83 Appendices 88 Calendar of Events 2013 114 This Annual Report covers the events occurred from 1 January 2013 to 31 December 2013. Currency and Exchange Rate All dollars expressed...

... 25 Long Term Insurance Business 44 Supervisory Developments for Insurance Intermediaries 59 Consumer Protection 63 Organisation and Management 73 Appendices 79 Calendar of Events 2016 106 This Annual Report covers the events occurred from 1 January 2016 to 31 December 2016. Currency and Exchange Rate...

... 25 Long Term Insurance Business 44 Supervisory Developments for Insurance Intermediaries 59 Consumer Protection 63 Organisation and Management 73 Appendices 79 Calendar of Events 2016 106 This Annual Report covers the events occurred from 1 January 2016 to 31 December 2016. Currency and Exchange Rate...