... available for investment will be lower than your premiums paid. The upfront charge is calculated as follows: Upfront Charge = Premiums received X Upfront Charge % Policy year Upfront charge % % of premium received available for investment after upfront charge 1 A% (100 – A)% 2 B% (100 – B)% 3 C% (100 – C...

..., but the following table indicates areas of particular importance: Chapter Relative Weight 1 2.5% 2 20% 3 35% 4 32.5% 5 10% Total 100% Calculators brought into the examination centre are subject to inspection. Non-programmable electronic calculators may be used in examination, provided that the...

... underwriting a medical policy. Generally, a younger, healthier, non-smoking policy holder who is not a heavy drinker will enjoy a lower premium. Most policies have age limits for first-time applications and renewals. Normally, the maximum entry age is 65, while the maximum renewal age is 75 or even 100. This...

... have achieved 100% compliance across their Individual Licensees. This proves that with the right culture nurtured and robust controls established through its intermediary management function (as indicated in the December 2022 edition of Conduct in Focus), a principal can achieve a perfect result...

... 香港長期保險業務的臨時統計數字 Provisional Statistics on Hong Kong Long Term Insurance Business 表格 HKLQ1-1 Form HKLQ1-1 類別 Class 業務種類 Type of Business 整付保費 Single Premiums 非整付保費 Non-single Premiums 受保人數 No. of Lives 整付保費 Single Premiums 非整付保費 Non-single Premiums 此期間收入帳內的可收取 的整付保費 Single Premiums Receivable in...

... 香港長期保險業務的臨時統計數字 Provisional Statistics on Hong Kong Long Term Insurance Business 表格 HKLQ1-1 Form HKLQ1-1 類別 Class 業務種類 Type of Business 整付保費 Single Premiums 非整付保費 Non-single Premiums 受保人數 No. of Lives 整付保費 Single Premiums 非整付保費 Non-single Premiums 此期間收入帳內的可收 取的整付保費 Single Premiums Receivable in...

... Authorisation Name of Insurer Place of Incorporation Type of Business Compañía Española de Seguros y Reaseguros de Crédito y Caución S.A. Spain General Fubon Life Insurance (Hong Kong) Company Limited Hong Kong Long Term Generali Life (Hong Kong) Limited Hong Kong Long Term St. James’s Place International (Hong...

... Authorisation Name of Insurer Place of Incorporation Type of Business Compañía Española de Seguros y Reaseguros de Crédito y Caución S.A. Spain General Fubon Life Insurance (Hong Kong) Company Limited Hong Kong Long Term Generali Life (Hong Kong) Limited Hong Kong Long Term St. James’s Place International (Hong...

... Authorisation Name of Insurer Place of Incorporation Type of Business Compañía Española de Seguros y Reaseguros de Crédito y Caución S.A. Spain General Fubon Life Insurance (Hong Kong) Company Limited Hong Kong Long Term Generali Life (Hong Kong) Limited Hong Kong Long Term St. James’s Place International (Hong...

... English † Type of licence □ Insurance Agency □ Insurance Broker Company II. Type of Changes Please select the change(s) reported in this Notification and complete the relevant section(s) accordingly. † Type of Changes Section to be Completed † Type of Changes Section to be Completed □ English name Section...