... issued. (6) (6) (5) 2. The financial implication of the replacement: There is financial impact on replacing your existing policy(ies). Generally speaking the replacement cost is approximately two times the annual premium of your existing policy(ies). Please consult the insurer(s) of your existing policy...

... conditions of the life insurance policy issued to the policy holder by the insurer, including an automatic premium loan. (h) “Policy replacement” has the meaning assigned to it by paragraph 5.2 of this Guideline. (i) “Total cash value” in relation to a life insurance policy, means the aggregate of the...

... conditions of the life insurance policy issued to the policy holder by the insurer, including an automatic premium loan. (h) “Policy replacement” has the meaning assigned to it by paragraph 5.2 of this Guideline. (i) “Total cash value” in relation to a life insurance policy, means the aggregate of the...

... $] [Please Enter $] -$ [Please Enter $] [Please Select] [Please Select] [Please explain if your answer is yes] 13b) Among with 13a) (iii) above, how much of gross written premium is relating to contracts greater than 12 months (i.e. multi-year policies), which you expect PAA provides a reasonable...

... every year, your bank account or credit card will automatically be debited to pay the premium for policy renewal before the policy expires. Pay close attention to the expiry date of the contract and consider whether to renew your policy in advance; and Be aware of a cap for the renewal age (if...

... products across all sales and marketing materials. (4) In the course of marketing Certified Plans, VHIS Providers and their sales representatives should disclose and exercise due diligence in explaining the key product and premium information of Certified Plans to consumers. (5) VHIS Providers should...

... Assessment 2.1.2 Physical Hazards and Moral Hazards 2.1.3 Proposal Forms 2.1.4 Methods of Obtaining Material Facts 2.2 Underwriting Procedures 2/8 2.2.1 Quotations 2.2.2 Proposal Forms 2.2.3 Issue of Cover Notes, Policies and Certificates of Insurance 2.2.4 Premium 2.2.5 Levies on Premiums 2.3 Policy Wording...

... follow the FNA requirements as if the rider or top-up is a new life insurance policy. 5 (a) the policy is: (i) a non-participating endowment product with guaranteed payment of not less than the total premium paid upon maturity; or (ii) a universal life product providing a surrender value which is not...

... follow the FNA requirements as if the rider or top-up is a new life insurance policy. 5 (a) the policy is: (i) a non-participating endowment product with guaranteed payment of not less than the total premium paid upon maturity; or (ii) a universal life product providing a surrender value which is not...

... follow the FNA requirements as if the rider or top-up is a new life insurance policy. 5 (a) the policy is: (i) a non-participating endowment product with guaranteed payment of not less than the total premium paid upon maturity; or (ii) a universal life product providing a surrender value which is not...