..., better reflect the long-term performance. You should be aware of the volatility of fulfillment ratios over time, and look at the fulfillment ratios across all policy years to get an overview of the insurance product’s historical performance instead of focusing only on a single point in time....

... increasing Open API application and the industry-wide recognition on the importance of Open API for system interface enhancement and data exchange, the IA has worked closely with market stakeholders to formulate the Framework with a view to providing guiding principles on Open API adoption, covering areas...

... means: • For the Hong Kong Special Administrative Region of the People’s Republic of China, (Hong Kong SAR) the Insurance Authority. • The National Association of Insurance Commissioners (NAIC), a non-profit Delaware corporation, acting on behalf of its members, who are the chief insurance regulatory...

... means: • For the Hong Kong Special Administrative Region of the People’s Republic of China, (Hong Kong SAR) the Insurance Authority. • The National Association of Insurance Commissioners (NAIC), a non-profit Delaware corporation, acting on behalf of its members, who are the chief insurance regulatory...

... means: • For the Hong Kong Special Administrative Region of the People’s Republic of China, (Hong Kong SAR) the Insurance Authority. • The National Association of Insurance Commissioners (NAIC), a non-profit Delaware corporation, acting on behalf of its members, who are the chief insurance regulatory...

... means: • For the Hong Kong Special Administrative Region of the People’s Republic of China, (Hong Kong SAR) the Insurance Authority. • The National Association of Insurance Commissioners (NAIC), a non-profit Delaware corporation, acting on behalf of its members, who are the chief insurance regulatory...

... period” published on this leaflet and that of the HKFI, the version of the HKFI should prevail. 5 5. You should beware that your insurance intermediary may have a conflict of interests in persuading you to replace your existing policy. You should, apart from listening to the advice of your insurance...