... Business Unit 2011 2012 2013 2014 2015 Gross Premiums $million 4,063.1 5,540.3 6,600.6 6,689.5 6,711.7 Underwriting Profit/(Loss) $million (260.0) (649.0) (376.6) (74.7) (412.0) Growth of Gross Premiums % 8.9 36.4 19.1 1.3 0.3 Net Claims Incurred Ratio % 77.5 85.3 77.2 74.1 76.7 Underwriting Margin % -8.0...

... Business Unit 2011 2012 2013 2014 2015 Gross Premiums $million 4,063.1 5,540.3 6,600.6 6,689.5 6,711.7 Underwriting Profit/(Loss) $million (260.0) (649.0) (376.6) (74.7) (412.0) Growth of Gross Premiums % 8.9 36.4 19.1 1.3 0.3 Net Claims Incurred Ratio % 77.5 85.3 77.2 74.1 76.7 Underwriting Margin % -8.0...

... Business Unit 2011 2012 2013 2014 2015 Gross Premiums $million 4,063.1 5,540.3 6,600.6 6,689.5 6,711.7 Underwriting Profit/(Loss) $million (260.0) (649.0) (376.6) (74.7) (412.0) Growth of Gross Premiums % 8.9 36.4 19.1 1.3 0.3 Net Claims Incurred Ratio % 77.5 85.3 77.2 74.1 76.7 Underwriting Margin % -8.0...

... 11.4 14.2 12.9 14.2 14.3 13.1 11.5 11.1 8.6 8.2 9.1 15.2 15.6 16.3 16.6 17.1 19.7 15.0 15.9 16.6 17.0 20.2 21.5 23.1 22.8 21.3 18.3 20.7 21.6 19.7 19.5 16.4 16.6 17.3 18.3 16.4 16.7 19.1 19.4 20.3 13.4 20.7 21.1 21.2 22.1 20.5 26.5 28.8 28.9 29.1 31.9 7.4 7.8 8.0 8.3 8.4 9.1 8.1 7.8 5.0 4.9 36.5 33.7...

...  All supporting documents in connection with the Application should be duly verified against the relevant original copy by your appointing principals before submission to the IA.  If you are an existing licensed insurance intermediary and intend to apply for a different type of insurance intermediary...

... Hermes Europe) 17 New Authorisation The IA authorised seven new insurers in 2014. A complete list of authorised insurers as at 31 December 2014 and changes within the reporting period are summarised at Appendices 3 to 6. Figure 1.2 New Authorisation Name of Insurer Place of Incorporation Type of Business...

... Hermes Europe) 17 New Authorisation The IA authorised seven new insurers in 2014. A complete list of authorised insurers as at 31 December 2014 and changes within the reporting period are summarised at Appendices 3 to 6. Figure 1.2 New Authorisation Name of Insurer Place of Incorporation Type of Business...

... Hermes Europe) 17 New Authorisation The IA authorised seven new insurers in 2014. A complete list of authorised insurers as at 31 December 2014 and changes within the reporting period are summarised at Appendices 3 to 6. Figure 1.2 New Authorisation Name of Insurer Place of Incorporation Type of Business...

... for insurance companies, which will be further elaborated in 1.2.2a(c). Moreover, the Insurance Authority will soon issue a guideline on medical insurance business (including VHIS business) to be applicable to all authorized issuers underwriting medical insurance business, as well as all licensed...