... AND DEATH BENEFITS (SHOWN ON THE FOLLOWING PAGE) OF [NAME OF PRODUCT]. IT IS INTENDED TO SHOW THE IMPACT OF FEES AND CHARGES ON SURRENDER VALUES AND DEATH BENEFITS BASED ON THE ASSUMPTIONS STATED BELOW AND IN NO WAY AFFECTS THE TERMS OF CONDITIONS STATED IN THE POLICY DOCUMENT. Contract Term: [Actual...

... value at the time of death. Who should consider it? Young people wi th l imi ted financial means; individuals who have high protection needs for a period of time or who are looking solely for protection and have other financial plans Individuals in a strong financial s i t ua t i on w ho wa n t b o t h...

... be interpreted in a way that would override the provision of any law. A non-compliance with the provisions in this Guideline would not by itself render an authorized insurer or a licensed insurance intermediary liable to judicial or other proceedings. A non- compliance may, however, for example...

... be interpreted in a way that would override the provision of any law. A non-compliance with the provisions in this Guideline would not by itself render an authorized insurer or a licensed insurance intermediary liable to judicial or other proceedings. A non- compliance may, however, for example...

... be interpreted in a way that would override the provision of any law. A non-compliance with the provisions in this Guideline would not by itself render an authorized insurer or a licensed insurance intermediary liable to judicial or other proceedings. A non- compliance may, however, for example...

... be interpreted in a way that would override the provision of any law. A non-compliance with the provisions in this Guideline would not by itself render an authorized insurer or a licensed insurance intermediary liable to judicial or other proceedings. A non- compliance may, however, for example...

... intermediaries are advised to seek professional legal advice if they have any questions relating to the application or interpretation of the relevant provisions of the Guideline. These Interpretation Notes do not have the force of law and should not be interpreted in a way that would override the provision of...

... intermediaries are advised to seek professional legal advice if they have any questions relating to the application or interpretation of the relevant provisions of the Guideline. These Interpretation Notes do not have the force of law and should not be interpreted in a way that would override the provision of...

... long way to attend this meeting shows a collective recognition of AFIR’s role in helping us reflect on our regulatory frameworks to address new risks, fill supervisory gaps and seize new opportunities. 5 I sincerely hope the meeting today and tomorrow will live up to your expectations and reinforce the...

... pecuniary penalty by an authorized insurer. 1.3 Under section 41R, in exercising the power to impose pecuniary penalty under section 41P of the Ordinance, the IA shall have regard to this Guideline which indicates the way in which it proposes to exercise that power. 2. Scope of Application 2.1 This...