...  Premium receipts  Direct to insurers  Limit on cash payment  Policy Payouts  Cooling-off period - % of premium refund is low  Lapse/early surrender - % of lapse/surrender benefits paid within 25 months after policy issuance is low  Third Party  International remittances – low proportion, whether...

...  Premium receipts  Direct to insurers  Limit on cash payment  Policy Payouts  Cooling-off period - % of premium refund is low  Lapse/early surrender - % of lapse/surrender benefits paid within 25 months after policy issuance is low  Third Party  International remittances – low proportion, whether...

... Assurance Schemes (ILAS) 4.13.2 Information to be Communicated in Sales Process 4.13.3 Principal Brochure Chapter Page 4.13.4 Cooling-off Period 4.13.5 Customer Protection Declaration 4.14 Ethics 4/44 4.15 Illustration Documents 4/45 4.15.1 Linked Policy Illustration Documents 4.16 Policy Administration and...

... Practice 4/26 4.13.1 Customer Protection Requirements Relating to Sale of Investment Linked Assurance Schemes (ILAS) 4.13.2 Information to be Communicated in Sales Process 4.13.3 Principal Brochure v Chapter Page 4.13.4 Cooling-off Period 4.13.5 Customer Protection Declaration 4.14 Ethics 4/44 4.15...

... of the waiting period Most medical insurance policies have a “waiting period” clause to avoid incurring liability for any claims arising from a disease contracted before the application for the policy. Any diseases or symptoms occurring during a specific period after the...

... Practice 4/26 4.13.1 Customer Protection Requirements Relating to Sale of Investment Linked Assurance Schemes (ILAS) 4.13.2 Information to be Communicated in Sales Process 4.13.3 Principal Brochure v Chapter Page 4.13.4 Cooling-off Period 4.13.5 Customer Protection Declaration 4.14 Ethics 4/44 4.15...

... 10 December 2021 Our Ref: MC/CPD/CIR By email only To: Chief Executives of all authorized insurers, Responsible Officers of all licensed insurance agencies and licensed insurance brokers companies Dear Sirs, CPD Penalty Framework and CPD Compliance Reporting Merged CPD assessment period – 23...

... licensees and their appointing principals (i.e. their appointing authorized insurers, licensed insurance agencies or licensed insurance broker companies) of the forthcoming deadlines in relation to the CPD assessment period from 23 September 2019 to 31 July 2021 (“Transitional Period”). • Submission of CPD...

... Most medical insurance policies contain a list of exclusions. Insurers will not compensate any expenses arising from the excluded medical condition(s). You should understand the meaning of the exclusions determined by the policy before taking out one. Be aware of the waiting period The duration of the...

... Most medical insurance policies contain a list of exclusions. Insurers will not compensate any expenses arising from the excluded medical condition(s). You should understand the meaning of the exclusions determined by the policy before taking out one. Be aware of the waiting period The duration of the...