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Fulfillment Ratio
... Fulfillment Ratio Why do we need a fulfillment ratio? Participating policies pay both guaranteed and non-guaranteed benefits to policy holders, who are entitled to receive non-guaranteed dividends or bonuses by sharing the insurer’s profits. At the...
https://www.ia.org.hk/english/fulfillment_ratio/index.html -
Date: 2021-09-08
[PDF]
rbc_consultation_faq.pdf
... Risk-based Capital Framework for Insurance Industry of Hong Kong Risk-based Capital Framework for Insurance Industry of Hong Kong Frequently Asked Questions Q1 What are the differences between a risk-based capital (RBC) framework and the existing rule-based regime? A1 Currently, the Insurance...
https://www.ia.org.hk/english/infocenter/files/rbc_consultation_faq.pdf -
Date: 2019-09-03
... Licensing Requirements for Employees of Authorized Insurers under Regulatory Regime for Insurance Intermediaries” in November 2018 and an “Explanatory Note on Licensing Requirements for Banking Sector under Regulatory Regime for Insurance Intermediaries” in October 2019, setting out its views on whether or...
https://www.ia.org.hk/english/legislative_framework/circulars/reg_matters/files/Explanatory_Note_on_Regulated_Activities.pdf -
Date: 2021-12-10
... Licensing Requirements for Employees of Authorized Insurers under Regulatory Regime for Insurance Intermediaries” in November 2018 and an “Explanatory Note on Licensing Requirements for Banking Sector under Regulatory Regime for Insurance Intermediaries” in October 2019, setting out its views on whether or...
https://www.ia.org.hk/english/legislative_framework/files/Explanatory_Note_on_Regulated_Activities.pdf -
Date: 2021-10-12
... individual who is granted a licence under section 64Y of the IO to carry on regulated activities in one or more lines of business, as an agent of any licensed insurance agency. Responsible Officer Under section 64ZE of the IO, a licensed insurance agency should appoint a fit and...
https://www.ia.org.hk/english/supervision/reg_ins_intermediaries/the_system.html -
Date: 2020-04-17
... term business The total amount of revenue premiums of long term in-force business was $265.3 billion in the first half of 2019 (increased by 17.5%). Revenue premiums of Individual Life and Annuity (Non-Linked) business were $232 billion (increased by 20.5%) while those of Individual Life and...
https://www.ia.org.hk/english/infocenter/press_releases/20190830.html -
Date: 2021-09-03
[HTML]
Introduction
... insurers. They may not be the same as the insurer’s investment returns. The payout is affected by the insurer’s investment strategy and performance, claim experience, operational expenses, etc. The final payout may be higher or lower than the projected payout illustrated in the benefit...
https://www.ia.org.hk/english/participating_policy/index.html -
Date: 2024-01-18
[PDF]
Rundown.pdf
... Meeting of the Future Task Force Working Group on Promoting Positive Image of Insurance Industry “Building a Positive Image by Reinforcing Trust through Good Conduct and Ethical Practices” Virtual Meeting on 16 December 2020 Time Programme 3:00 pm Welcome remarks Dr Moses Cheng, Chairman...
https://www.ia.org.hk/english/aboutus/task_force/activities_meetings/files/Rundown.pdf -
Date: 2020-12-21