... Non-Executive Director 4. Professor Chan Wai-sum Non-Executive Director 5. Ms Chitty Cheung Fung-ting Non-Executive Director 6. Mr Kenneth Kwok Tsun-wa Non-Executive Director 7. Mr Ma Ho-fai, GBS, JP Non-Executive Director 8. Mr James Wong Chien-kuo Non-Executive Director 9. Mr Stephen Yiu Kin-wah Non-Executive...

... Non-Executive Director 4. Professor Chan Wai-sum Non-Executive Director 5. Ms Chitty Cheung Fung-ting Non-Executive Director 6. Mr Kenneth Kwok Tsun-wa Non-Executive Director 7. Mr Ma Ho-fai, GBS, JP Non-Executive Director 8. Mr James Wong Chien-kuo Non-Executive Director 9. Mr Stephen Yiu Kin-wah Non-Executive...

... Globally 1st in AsiaUS$9,706 Insurance density (insurance premium per capita) Presence of 14 out of 20 US$3.2tn with assets totaling some RMB695bn Largest pool of offshore RMB deposits Strategic geographic location Situated at the heart of the Asia Pacific Region Well established land, air and sea...

... markets Growth Area – Belt and Road 13 Belt and Road Initiative covers 65 countries with 60% of world population, but only 30% of global GDP Emergence of new markets Infrastructure investment worth more than US$ 1.5 trillion per year up to 2030 2Meeting Asia’s Infrastructure Needs, Asia Development Bank...

... markets Growth Area – Belt and Road 13 Belt and Road Initiative covers 65 countries with 60% of world population, but only 30% of global GDP Emergence of new markets Infrastructure investment worth more than US$ 1.5 trillion per year up to 2030 2Meeting Asia’s Infrastructure Needs, Asia Development Bank...

... Globally 1st in AsiaUS$9,706 Insurance density (insurance premium per capita) Presence of 14 out of 20 US$3.2tn with assets totaling some RMB695bn Largest pool of offshore RMB deposits Strategic geographic location Situated at the heart of the Asia Pacific Region Well established land, air and sea...

... markets Growth Area – Belt and Road 13 Belt and Road Initiative covers 65 countries with 60% of world population, but only 30% of global GDP Emergence of new markets Infrastructure investment worth more than US$ 1.5 trillion per year up to 2030 2Meeting Asia’s Infrastructure Needs, Asia Development Bank...

... the underlying investment. There are two different types of variable life insurance.  Fixed premium variable life is based on whole life. When talking about this product, life insurance practitioners generally drop the “fixed premium” qualifier and refer to the product simply as variable life. It...

... generally drop the “fixed premium” qualifier and refer to the product simply as variable life. It provides a fixed premium payment schedule. Flexible premium variable life is based on universal life (a flexible premium derivative of whole life). This product may also be called “variable universal life” or...

... is based on whole life. When talking about this product, life insurance practitioners generally drop the “fixed premium” qualifier and refer to the product simply as variable life. It provides a fixed premium payment schedule.  Flexible premium variable life is based on universal life (a flexible...