... “Know Your Client” procedures. 2. The assessment of the clients’ needs should refer to their financial circumstances, total protection needs and requirements as disclosed and duly recorded in the forms or instruments of the Members in conducting the “Know Your Client” procedures. 3. If the clients are...

... 投影片 1 Dickson Chui – Senior Manager Steven Ho – Manager Market Conduct Division 5 June 2018 Hong Kong’s Money Laundering and Terrorist Financing Risk Assessment Report  Sectoral Risk Assessment – Insurance ML Risk Level of Insurance Sector 2 Medium LowML Threat Level Medium Low ML Vulnerability...

... 投影片 1 Dickson Chui – Senior Manager Steven Ho – Manager Market Conduct Division 5 June 2018 Hong Kong’s Money Laundering and Terrorist Financing Risk Assessment Report  Sectoral Risk Assessment – Insurance ML Risk Level of Insurance Sector 2 Medium LowML Threat Level Medium Low ML Vulnerability...

... 投影片 1 Dickson Chui – Senior Manager Steven Ho – Manager Market Conduct Division 5 June 2018 Hong Kong’s Money Laundering and Terrorist Financing Risk Assessment Report  Sectoral Risk Assessment – Insurance ML Risk Level of Insurance Sector 2 Medium LowML Threat Level Medium Low ML Vulnerability...

... methodology that “Level 2” of the two subjects attained under the new reporting system be comparable to “Grade E” of the old system, hence equivalent to a pass in that subject at the Hong Kong Certificate of Education Examination. The specification of acceptable documentary proof is aligned accordingly and...

... (“Requirements”). 2 Purpose The purpose of the updated Requirements is to incorporate, among others, the enhanced requirements brought about through the introduction of the SFC Handbook to ensure that customers purchase ILAS products which are suitable for them and consistent with their requirements and risk...

... wages. These two sectors can be illustrated in the following diagram:- Product Factor Market Market Households Firms Price Quantity P* Q* Demand Curve Supply Curve 2/15 However, the above model excludes the government sector and foreign sector. The government sector receives taxes from the household and...

...* Q* Demand Curve Supply Curve 2/15 However, the above model excludes the government sector and foreign sector. The government sector receives taxes from the household and business sectors; and spends money to fulfil its economic, political and social objectives. The foreign sector trades (export and...

... prior permission of the Office of the Commissioner of Insurance. i TABLE OF CONTENTS Chapter Page 1. INTRODUCTION TO INVESTMENT-LINKED LONG TERM INSURANCE POLICIES 1/1 1.1 Definition 1/1 1.2 Concept 1/2 2. INVESTMENTS 2/1 2.1 Risk of Investment 2/1 2.1.1 Meaning of Risk 2.1.2 Types of Risks 2...

... Microsoft Word - GN2AlternateCE CIB-GN(2) (Issued on 23 April 2007 Guidance Note on Registering Alternate Chief Executive According to Membership Regulation 3.5, the General Committee is issuing this Guidance Note on Registering Alternate Chief Executive to facilitate Members’ developing...