... well as his/her target retirement age are relevant to the suitability of the premium payment term. For instance, a policy maturing in 40 years with prolonged redemption penalties would unlikely be appropriate for a 60-year-old client. 4.6.2 Regular premium – It is also necessary to ascertain the client...

... Gard M&E Ltd. 20-2-20 59,786 28,680 28,295 9,898 21,804 14,385 23,029 - 465 (5,097) 通用再保 GenRe 31-12-20 53,979 43,204 30,599 (98) 20,164 19,687 (8,969) - 7,821 31,845 恒生保險 Hang Seng Insurance 31-12-20 - - - - - - - - - - Hannover Re Hannover Re 31-12-20 383,844 191,922 190,580 40,503 217,899 108,950...

... Ships, Damage & Liability 183,448 110,135 94,203 40,411 25,634 101,527 56,299 151,838 (2,014) 14,807 (96,062) 船舶法律 責任 本地船隻責任 Local Vessels Liability 27,397 16,871 16,580 4,842 2,235 4,310 2,108 (1,943) (1) 4,187 12,102 Ships Liability 承運人責任 Forwarder Liability 29,671 19,223 24,374 6,153 3,740 13,533 10...

...,506.3 337,107.0 367,177.1 377,474.8 399,249.4 1,547,176 1,463,308 1,371,740 1,316,682 1,259,856 58,782.2 47,529.0 47,873.1 48,868.8 40,993.5 總數 Total 11,361,191 11,950,406 12,549,354 13,188,200 13,229,096 309,288.5 384,636.0 415,050.2 426,343.6 440,242.9 保額 Sums Assured 淨負債 Net Liabilities 2015 2016...

... 428.5 546.5 515.9 45,534.6 48,257.0 53,100.8 55,434.6 59,869.4 31,489.7 33,075.9 34,733.4 37,704.0 40,470.7 毛保費 Gross Premiums 淨保費 Net Premiums 2016 2017 2018 2019 2020 2016 2017 2018 2019 2020 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 百萬元 $m 13,022.0 14,395.2 15,761.3 17,183.8 16...

... 40.1 40.5 38.2 36.8 貨運 Goods In Transit 6.1 5.2 4.1 3.8 4.1 財產損壞 Property Damage 279.4 293.8 301.2 357.5 421.0 ㇐般法律責任 General Liability 166.8 145.2 115.0 137.2 112.3 金錢損失 Pecuniary Loss 5.9 12.3 6.5 20.9 37.3 總額 Total 603.1 607.0 521.5 603.2 652.8 業務類別 Class of Business 毛保費 Gross Premiums 2014 2015...

... 9.5 7.9 7.1 6.2 飛機 Aircraft 0.0 0.0 0.0 0.0 0.0 船舶 Ships 40.1 40.5 38.2 36.8 48.0 貨運 Goods In Transit 5.2 4.1 3.8 4.1 4.9 財產損壞 Property Damage 293.8 301.2 357.5 421.0 513.6 一般法律責任 General Liability 145.2 115.0 137.2 112.3 126.1 金錢損失 Pecuniary Loss 12.3 6.5 20.9 37.3 111.4 總額 Total 607.0 521.5 603.2...

..., if applicable, where the guaranteed annuity portion should not be less than the Minimum Guaranteed Portion shown in the table below: Minimum Guaranteed Portion x < 30 70% 30 ≤ x < 40 60% x ≥ 40 50% Where x = total number of years between (i) the commencement of accumulation period (i.e. premium...

...,034 (21,718) 304,766 67,390 105,575 47,617 (19,179) 43,341 24,567 40,161 7 58,421 26,165 14,014,094 9,750,961 7,454,253 1,926,587 1,208,067 5,597,156 3,873,932 4,418,892 83,670 1,347,978 395,646 業主立案法團責任 Owners' Corporation Liability 其他 Others 按揭擔保 Mortgage Guarantee 其他 Others 總額 Total 僱員補償 Employees...

... Property Damage 1,003,837 407,921 468,181 266,566 136,357 417,966 139,695 126,763 0 129,024 76,037 124,931 29,840 44,981 15,855 (4,216) 86,233 40,182 42,329 0 16,759 (9,891) 151,805 67,136 82,940 36,647 22,715 61,520 26,398 24,212 (2) 14,082 21,933 ㇐般法律責任 General Liability 2,154,971 1,567,607 1,350,742 350...