... 年低，而平均管 理開支比率則較 2017 年增加。 3,933.8 4,077.5 4,100.3 4,169.3 4,307.7 58.4 63.8 65.8 73.4 71.9 25.4 25.1 24.6 23.9 23.8 15.2 15.8 15.7 18.6 17.3 98.9 104.7 106.1 115.8 113.0 0.0 20.0 40.0 60.0 80.0 100.0 120.0 140.0 3,700 3,800 3,900 4,000 4,100 4,200 4,300 4,400 2014 2015 2016 2017 2018 直接毛保費收入 虧損淨額比率...

... Non-Executive Director 4. Professor Chan Wai-sum Non-Executive Director 5. Ms Chitty Cheung Fung-ting Non-Executive Director 6. Mr Kenneth Kwok Tsun-wa Non-Executive Director 7. Mr Ma Ho-fai, GBS, JP Non-Executive Director 8. Mr James Wong Chien-kuo Non-Executive Director 9. Mr Stephen Yiu Kin-wah Non-Executive...

... Non-Executive Director 4. Professor Chan Wai-sum Non-Executive Director 5. Ms Chitty Cheung Fung-ting Non-Executive Director 6. Mr Kenneth Kwok Tsun-wa Non-Executive Director 7. Mr Ma Ho-fai, GBS, JP Non-Executive Director 8. Mr James Wong Chien-kuo Non-Executive Director 9. Mr Stephen Yiu Kin-wah Non-Executive...

... Non-Executive Director 4. Professor Chan Wai-sum Non-Executive Director 5. Ms Chitty Cheung Fung-ting Non-Executive Director 6. Mr Kenneth Kwok Tsun-wa Non-Executive Director 7. Mr Ma Ho-fai, GBS, JP Non-Executive Director 8. Mr James Wong Chien-kuo Non-Executive Director 9. Mr Stephen Yiu Kin-wah Non-Executive...

... Guideline on Corporate Governance of Authorized Insurers (“GL10”) and the factors contained in section 7.10.3 of GL21. Specifically, authorized insurers should: 4 a) capture the circumstances and sophistication of customers in the product design phase3; b) make disclosure on risks associated with VA-related...

... vulnerable to floods, buildings and infrastructure facilities should be built with flood-resistant design, critical and valuable equipment should be placed on higher floors, and contingency and recovery plans should be in place to minimize the time of business interruption when flooding occurs. For the...

... insurance brokers should first know the clients, then source from the market and recommend the insurance products that suit the needs of clients, that Members should develop, design and use their own forms or instruments to conduct the procedures. Members who use individual insurer’s forms or instruments...

... Sub-total 13,229,096 13,188,200 0.3% 440,242.9 426,343.6 3.3% 2,120,264.3 1,947,824.2 8.9% 團體人壽 Group Life 18,548 19,131 -3.0% 4,275.5 3,485.0 22.7% 1,417.7 999.2 41.9% 退休計劃 Retirement Scheme 65,728 63,142 4.1% 8,877.0 9,374.0 -5.3% 133,700.3 125,220.5 6.8% 年金 Annuity 937,406 191,926 388.4% 56,448.9 20...

...,873.1 48,868.8 282,383.0 227,093.3 269,714.3 313,317.4 271,840.3 -2.7% -5.0% -5.4% -6.3% -4.0% -2.5% -13.7% -19.1% 0.7% 2.1% 5.5% -19.6% 18.8% 16.2% -13.2% Sub-total 10,810,605 11,361,191 11,950,406 12,549,354 13,188,200 277,084.8 309,288.5 384,636.0 415,050.2 426,343.6 1,230,616.1 1,292,957.9 1,531...

... value at the time of death. Who should consider it? Young people wi th l imi ted financial means; individuals who have high protection needs for a period of time or who are looking solely for protection and have other financial plans Individuals in a strong financial s i t ua t i on w ho wa n t b o t h...