...% 10.0% 15.0% 20.0% 25.0% 30.0% -200.0 -100.0 0.0 100.0 200.0 300.0 400.0 500.0 600.0 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 Annual Nominal Growth Rate Premiums (HKD billion) Hong Kong Long Term Business - In-force Premium* (2008 - 2017) Include Mainland China Visitors Exclude Mainland China...

... quote with 3 options: 1) adjust policy variables to meet her needs and budget 2) click to chat with an agent; or 3) call an agent. Sofia prefers to speak directly to a person, so she calls an agent for advice on her coverage needs for her engagement ring. Sofia accepts an updated quote and is prompted...

... formulated by the Board. A n n u a l R e p o r t 2 0 1 8 - 1 9 9 Corporate Governance 2 514 10 8 11 7 6 3 4 13 12 1 9 5 Ms Chitty Cheung Fung-ting Non-Executive Director 6 Mr Kenneth Kwok Tsun-wa Non-Executive Director 7 Mr Ma Ho-fai, GBS, JP Non-Executive Director 8 Mr James Wong Chien-kuo Non-Executive...

... formulated by the Board. A n n u a l R e p o r t 2 0 1 8 - 1 9 9 Corporate Governance 2 514 10 8 11 7 6 3 4 13 12 1 9 5 Ms Chitty Cheung Fung-ting Non-Executive Director 6 Mr Kenneth Kwok Tsun-wa Non-Executive Director 7 Mr Ma Ho-fai, GBS, JP Non-Executive Director 8 Mr James Wong Chien-kuo Non-Executive...

... formulated by the Board. A n n u a l R e p o r t 2 0 1 8 - 1 9 9 Corporate Governance 2 514 10 8 11 7 6 3 4 13 12 1 9 5 Ms Chitty Cheung Fung-ting Non-Executive Director 6 Mr Kenneth Kwok Tsun-wa Non-Executive Director 7 Mr Ma Ho-fai, GBS, JP Non-Executive Director 8 Mr James Wong Chien-kuo Non-Executive...

.../(Loss) 1,060.4 (140.9) (36.9) 24.8 115.4 713.5 915.2 (191.8) 77.9 (201.8) 2,335.8 未滿期保費 UNEARNED PREMIUMS 截至2020年底的未滿期保費 Unearned Premiums at the end of 2020 4,597.4 2,157.6 16.7 278.1 161.0 3,058.3 5,025.2 3,742.0 13.1 250.6 19,300.0 截至2019年底的未滿期保費 Unearned Premiums at the end of 2019 4,615.9 2,241.1...

... 419.2 0.7 13.5 3,647.7 已償付申索毛額 Gross Claims Paid 12,079.7 3,460.2 113.3 1,300.6 687.0 4,301.0 5,923.8 879.1 71.4 297.0 29,113.1 可追討的申索 Claims Recoverable 2,307.0 697.1 78.9 639.8 293.2 2,549.7 2,032.2 500.9 3.7 38.9 9,141.4 已償付申索淨額 Net Claims Paid 9,772.7 2,763.1 34.4 660.8 393.8 1,751.3 3,891.6 378.2...

..., the fees applicable afterwards will be HK$300 and HK$150 for Chief Executive and Technical Representative registration respectively. To avoid any doubt, LI registration of those who has failed to furnish adequate documentary proof of complying with the modified requirement for LI registration on or...

... respectively. this rate will be adjusted progressively upwards to 0.10% by april 2021, subject to a cap of hk$100 and hk$5,000 for long term and general policies respectively. authorization and annual fees have been payable by insurers to the ia since 26 June 2017, comprising a fixed fee of hk$300,000 (hk$30...

... respectively. this rate will be adjusted progressively upwards to 0.10% by april 2021, subject to a cap of hk$100 and hk$5,000 for long term and general policies respectively. authorization and annual fees have been payable by insurers to the ia since 26 June 2017, comprising a fixed fee of hk$300,000 (hk$30...