... purposes without the OCI’s prior written consent. 2 AML/CFT Systems and Senior Management Oversight How well do insurance institutions understand their ML/TF risks and apply mitigating measures commensurate with their risks? 3 AML/CFT Systems and Senior Management Oversight 4 Country risk – whether...

... risk will also affect your ultimate policy returns. Moreover, if you plan to live outside Hong Kong after retirement, you may choose you may choose the currency of your designated country for payouts to better suit your need. Step 2: Which currency you wish to...

... factors, including: (a) customer risk factors, for example: (i) its target market and customer segments; (ii) the number and proportion of customers identified as high risk; (b) country risk factors, for example: (i) the countries or jurisdictions it is exposed to, either through its own activities or the...

... factors, including: (a) customer risk factors, for example: (i) its target market and customer segments; (ii) the number and proportion of customers identified as high risk; (b) country risk factors, for example: (i) the countries or jurisdictions it is exposed to, either through its own activities or the...

... factors, including: 10 (a) customer risk factors, for example: (i) its target market and customer segments; (ii) the number and proportion of customers identified as high risk; (b) country risk factors, for example: (i) the countries or jurisdictions it is exposed to, either through its own activities or...

... factors, including: (a) customer risk factors, for example: (i) its target market and customer segments; (ii) the number and proportion of customers identified as high risk; (b) country risk factors, for example: (i) the countries or jurisdictions it is exposed to, either through its own activities or the...

... country • Customers are legal persons whose structure hard to identify ultimate BO 香港 警察 擁有 這份 資料 的版 權 Joint Financial Intelligence Unit Reporting of STR • How to file a STR? (Risk-based assessment) – Suspicious Transaction Report And Management System (“STREAMS”) ( e-Reporting) Since 2006 – Email – Fax...

... / Corporate from high-risk country?  No known nexus with Hong Kong?  Complex corporate structure (obscuring ultimate beneficial ownership)? Transaction  Payment from 3rd party / cashier order?  Unusual high/ low payment?  Unexpected amount of transactions ?  Transacted with unrelated parties...

...% Macao US$ 4,182 5.4% Hong Kong US$ 6,155 13.4% Greater Bay Area – Quick facts about insurance Population: 69 million GDP: US$1.5 trillion (12% of the country’s GDP) Movement of personnel, goods and capital Greater Bay Area – Financial Connectivity Source of photo: https://www.bayarea.gov.hk/ Greater Bay...

...% Macao US$ 4,182 5.4% Hong Kong US$ 6,155 13.4% Greater Bay Area – Quick facts about insurance Population: 69 million GDP: US$1.5 trillion (12% of the country’s GDP) Movement of personnel, goods and capital Greater Bay Area – Financial Connectivity Source of photo: https://www.bayarea.gov.hk/ Greater Bay...