... insurance intermediaries IA (01/2022) - 2 - *Please delete where appropriate Complainant’s details Name: (Mr/Mrs/Ms/Miss*) (If you are a company or you wish to appoint a person to handle your complaint, you and the authorized person need to complete and sign Section VIII below) Correspondence address: Email...

... customers have taken up the top-up option. Q2 Referring to paragraph 4.2 of the Guideline, please clarify if there is any minimum requirement to classify a product as having refundable feature. For example, does a product refunding 30% (or even smaller) of total premium paid fall into the scope? 2 A2...

... insurance intermediaries IA (01/2022) - 2 - *Please delete where appropriate Complainant’s details Name: (Mr/Mrs/Ms/Miss*) (If you are a company or you wish to appoint a person to handle your complaint, you and the authorized person need to complete and sign Section VIII below) Correspondence address: Email...

... customers have taken up the top-up option. Q2 Referring to paragraph 4.2 of the Guideline, please clarify if there is any minimum requirement to classify a product as having refundable feature. For example, does a product refunding 30% (or even smaller) of total premium paid fall into the scope? 2 A2...

...  insurers  for  accumulation  with  non‐guaranteed interest rate.    In this connection, projection under optimistic and  pessimistic scenarios for non‐guaranteed element are required.    Q  2.   For policies with policy  loan  facility, should policy  loan projection be  included  in  the illustration?  A...

...有關申請程序，經過了 14 個月的 時間(截至 2022 年 2 月底)，已經有超過 80%的「被視作已持牌人士」成功完成了他們 的新牌照申請，而且還有相當數量的申請正在被處理當中。目前只有約 11% 的「被視 作已持牌人士」尚未提交申請（或通知本局他們並不打算提出申請）。因此，本局非常 感謝業界的合作和努力，特別是現時在新型冠狀病毒疫情的艱難環境下，此項工程竟能 達到現時的進度。此舉真實地展示了業界富有彈性的適應能力及其為確保能持有有效牌 照得以繼續服務客戶的堅毅決心。 本局希望業界能保持這種韌性，繼續完成餘下「被視作已持牌人士」的牌照申請。為確 保餘下「被視作已持牌人士」的牌照申請能夠於現在...