... of assessing the suitability of the top-up investment which the customer purchases. For the avoidance of doubt, top-up investment does not include contractual increases due to indexation. IFS, Applicant’s Declarations and Remuneration Disclosure Q 10 What should the presentation format of an...

...: a) to make an assessment of the risks to be accepted by the insurer under a contract of insurance; b) to determine the terms and conditions of a contract of insurance to be issued by the insurer; c) to process any claim lodged under a contract of insurance issued by the insurer. 2.10. The exemptions...

...: a) to make an assessment of the risks to be accepted by the insurer under a contract of insurance; b) to determine the terms and conditions of a contract of insurance to be issued by the insurer; c) to process any claim lodged under a contract of insurance issued by the insurer. 2.10. The exemptions...

...: a) to make an assessment of the risks to be accepted by the insurer under a contract of insurance; b) to determine the terms and conditions of a contract of insurance to be issued by the insurer; c) to process any claim lodged under a contract of insurance issued by the insurer. 2.10. The exemptions...

... will be increased from 10 to 15 with a minimum of 3 CPD hours on Ethics or Regulations for assessment periods from 1 August 2021 to 31 July 2022 onwards (CPD requirements for travel insurance agents remain unchanged) . E-learning up to 5 CPD hours is acceptable . Report on CPD compliance to the IA no...

...／自付額，及／或保障 項目限額等條款。如有疑問，你應向保險公司的 客戶服務或保險中介人查詢。 披露資料 在投保時，你必須如實披露資料。保險公司可以 就沒有披露重要資料或提供虛假資料而取消保單 或拒絕保險賠償。重要資料包括任何保險公司認 為可能會影響其承保或理賠決定的資料。如果你 不確定資料是否重要，如實申報便萬無一失。 當你正考慮購買含有儲蓄成分的人壽保險 時，你必須清楚了解保單現金價值是如何 推算，哪些分紅／紅利是保證或非保證。 你應向保險公司或保險中介人了解詳情。 投保錦囊 9 10 12 11 切勿留空 保單續期 冷靜期 切勿於空白或不完整的投保書上簽名。投保書 一經簽署，你便需要履行責任...

.../bonuses are guaranteed and what are not. Ask the insurance company or insurance intermediary for details. 9 10 12 11 Tips on buying insurance No blank form Policy renewal Cooling-o� period Don’t surrender or replace a policy casually. You may su�er financial losses if you surrender or replace a life...

... raised here, even I have not set foot on more than 10 Asian countries, let alone 1 Mr Gary Comerford, Chairman, PIC Advisory Council 2 Mr Guy Mills, Chief Executive Officer, Manulife (International) Limited advising on their business potential. So how does one go about exploring this region? My...