... have achieved 100% compliance across their Individual Licensees. This proves that with the right culture nurtured and robust controls established through its intermediary management function (as indicated in the December 2022 edition of Conduct in Focus), a principal can achieve a perfect result...

... approval is required for appointment of controllers as defined under section 13A(12)(a)(ii)) (Form A in Schedule 4) Shareholder controller  (Note: changes in shareholder controllers to whom section 13B applies are subject to IA’s no objection) (Form A/B in Schedule 5) X (Note: changes in shareholder...

..., if applicable, where the guaranteed annuity portion should not be less than the Minimum Guaranteed Portion shown in the table below: Minimum Guaranteed Portion x < 30 70% 30 ≤ x < 40 60% x ≥ 40 50% Where x = total number of years between (i) the commencement of accumulation period (i.e. premium...

..., if applicable, where the guaranteed annuity portion should not be less than the Minimum Guaranteed Portion shown in the table below: Minimum Guaranteed Portion x < 30 70% 30 ≤ x < 40 60% x ≥ 40 50% Where x = total number of years between (i) the commencement of accumulation period (i.e. premium...

... Travel Insurance IV. Documentation V. Insured Trip VI. Rating and Underwriting VII. Personal Accident Benefits VIII. Medical Expenses IX. Hospital Benefit X. Emergency Services XI. Baggage and Personal Effects XII. Baggage Delay XIII. Personal Money XIV. Loss of Travel Documents XV. Personal Liability...

... Documentation V. Insured Trip VI. Rating and Underwriting VII. Personal Accident Benefits VIII. Medical Expenses IX. Hospital Benefit X. Emergency Services XI. Baggage and Personal Effects XII. Baggage Delay XIII. Personal Money XIV. Loss of Travel Documents XV. Personal Liability XVI. Travel Delay XVII. Loss...

... Travel Insurance IV. Documentation V. Insured Trip VI. Rating and Underwriting VII. Personal Accident Benefits VIII. Medical Expenses IX. Hospital Benefit X. Emergency Services XI. Baggage and Personal Effects XII. Baggage Delay XIII. Personal Money XIV. Loss of Travel Documents XV. Personal Liability...

... Documentation V. Insured Trip VI. Rating and Underwriting VII. Personal Accident Benefits VIII. Medical Expenses IX. Hospital Benefit X. Emergency Services XI. Baggage and Personal Effects XII. Baggage Delay XIII. Personal Money XIV. Loss of Travel Documents XV. Personal Liability XVI. Travel Delay XVII. Loss...

... Features of Travel Insurance IV. Documentation V. Insured Trip VI. Rating and Underwriting VII. Personal Accident Benefits VIII. Medical Expenses IX. Hospital Benefit X. Emergency Services XI. Baggage and Personal Effects XII. Baggage Delay XIII. Personal Money XIV. Loss of Travel Documents XV. Personal...

... 5,556.9 5,640.3 3,668.9 2,982.8 2,240.8 總數 Total 226,959.5 269,530.1 313,213.6 271,738.8 303,987.4 、1.843億元、1.038億元、1.016億及0.917億元。 * The amounts of net liabilities did not include AIDS & other additional reserves. The respective amounts of such reserves at the year end of 2015, 2016, 2017, 2018 and...