..., the insurer may reject claims on the ground of non-disclosure or misrepresentation of material facts, whether or not the facts relate to the illness that generated the claim. Apply Early An applicant’s age, habits of smoking or heavy drinking, health condition and medical history are all important...

..., the insurer may reject claims on the ground of non-disclosure or misrepresentation of material facts, whether or not the facts relate to the illness that generated the claim. Apply Early An applicant’s age, habits of smoking or heavy drinking, health condition and medical history are all important...

..., the insurer may reject claims on the ground of non-disclosure or misrepresentation of material facts, whether or not the facts relate to the illness that generated the claim. Apply Early An applicant’s age, habits of smoking or heavy drinking, health condition and medical history are all important...

... illusion of trust August 2022 Issue 5 Self-reporting material matters: An integral part of any robust corporate governance framework Enforcement Update The...

... an insurance policy (i.e. a prospective policyholder). The duty of disclosure means that a prospective policyholder before completing the purchase of an insurance policy, must disclose to the insurer all “material facts” about the risk which the person is looking to insure. The historical reason...

... Understanding Medical Insurance Tips on applying for insurance 1. Apply early An applicant’s age, habits of smoking or heavy drinking, health condition and medical history are all important factors considered by insurers when...

... appointment as a new Non-Executive Director (NED) of the IA and the seven incumbent NEDs on their reappointments: Mr Samuel Chan Ka-yan, Professor Chan Wai-sum, Ms Chitty Cheung Fung-ting, Mr Kenneth Kwok Tsun-wa, Mr Ma Ho-fai, Mr James Wong Chien-kuo and Mr Stephen Yiu Kin-wah. Established in...

... Legal Information The Insurance Authority (“IA”) website contains information and material compiled by the IA for reference...

... difficulties and took a heavy toll on the financial services sector. Throughout the past 18 months, the insurance industry has displayed tremendous resilience in the face of prolonged social distancing and rising market volatilities. The formulation of appropriate risk management strategies and business...

... difficulties and took a heavy toll on the financial services sector. Throughout the past 18 months, the insurance industry has displayed tremendous resilience in the face of prolonged social distancing and rising market volatilities. The formulation of appropriate risk management strategies and business...