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Insurance Authority launches public consultation on enhancements to the Risk-based Capital Regime


11 February 2026


The Insurance Authority (IA) today (11 February 2026) launched a public consultation on proposed amendments to the Insurance (Valuation and Capital) Rules (Cap. 41R), following a review of the Risk-based Capital (RBC) Regime. The proposed amendments aim to improve Hong Kong’s competitiveness as a global risk management hub and incentivise infrastructure financing that benefits the local economy, while maintaining appropriate prudential safeguards.

The proposed amendments cover areas including preferential capital treatment for eligible infrastructure investments, revision to required capital amounts for general business, technical adjustments related to indexed universal life business, crypto assets and specified stablecoins.

The consultation paper is now available on the IA website. Members of the public are welcome to submit their comments to the IA on or before 10 March 2026 by email to [email protected] or by post to the IA office on 19/F, 41 Heung Yip Road, Wong Chuk Hang, Hong Kong. The IA will consider the feedback collected and publish the relevant consultation conclusion in due course.

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